Products & Services

Modesto Branch offers in-house processing and underwriting

We are able to assist buyers with:

  • FHA/VA loans
  • USDA Loans (rural towns)
  • Conventional Purchase and Refinancing
  • Jumbo Loans
  • Down Payment Assistance Program
  • Reverse Mortgage (age 62 and over)
  • Assistance with Credit Repair

One size loan does not fit all. Good credit or not-so-good credit, we can find you a loan.

Whether it’s a purchase, re-finance, or construction loan, we have the most comprehensive loan products on the market for you to choose from that fit your individual needs.

Loan Rates

Being a large nationwide lender lets us negotiate aggressive rates for our local branch partners. Our branches operate with a great deal of freedom, allowing them to adapt their service to your individual needs. So we won’t make promises about unheard-of rates and terms (although we do have some of the most competitive in the business)—that’s influenced by you as well as us. Instead, we’ll let our wide array of loan programs do the talking. We can assure you that you won’t be disappointed.


PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.