Loan Application Checklist

In general, the documentation you will need includes:

  • Copy of Drivers License and Social Security Card
  • Current checking and savings Account – All Pages required
  • Income & Assets
  • Pay stubs for the last 30 days
  • Names and addresses of each employer (must cover two years)
  • Job titles for previous two years
  • W-2’s for previous 2 years
  • Tax returns for previous 2 years
  • Retirement Statements – All pages required

If you own more than 25% of a business:

  • Corporate or partnership tax returns for previous 2 years

If self-employed:

  • Tax returns for previous two years (with schedules)
  • A copy of business license
  • Year-to-Date Profit and Loss Statement prepared by an accountant if applicable

If you own rental property:

  • Tax returns for previous two years and current rental agreements

If you are retired:

  • Pension Award Letter

If you receive Social Security:

  • Social Security Award Letter

If you are counting child support as income:

  • Copy of divorce settlement to include Copy of Final Dissolution and Marital Settlement Agreement
  • Copy of previous 12 month bank statements to show proof of receiving alimony or child support payments

For any property you own:

  • Copy of mortgage statement, insurance, and property tax bill
  • Bankruptcy filed within last seven years (bring a copy of Bankruptcy papers and Discharge paper)
  • If you are not a citizen, a copy of the front and back of your green card