Loan Application Checklist

In general, the documentation you will need includes:

• Copy of Drivers License and Social Security Card
• Current checking and savings Account – All Pages required
• Income & Assets
• Pay stubs for the last 30 days
• Names and addresses of each employer (must cover two years)
• Job titles for previous two years
• W-2’s for previous 2 years
• Tax returns for previous 2 years
• Retirement Statements – All pages required

If you own more than 25% of a business:

• Corporate or partnership tax returns for previous 2 years

If self-employed:

• Tax returns for previous two years (with schedules)
• A copy of business license
• Year-to-Date Profit and Loss Statement prepared by an accountant if applicable

If you own rental property:

• Tax returns for previous two years and current rental agreements

If you are retired:

• Pension Award Letter

If you receive Social Security:

• Social Security Award Letter

If you are counting child support as income:

• Copy of divorce settlement to include Copy of Final Dissolution and Marital Settlement Agreement
• Copy of previous 12 month bank statements to show proof of receiving alimony or child support payments

For any property you own:

• Copy of mortgage statement, insurance, and property tax bill
• Bankruptcy filed within last seven years (bring a copy of Bankruptcy papers and Discharge paper)
• If you are not a citizen, a copy of the front and back of your green card