Loan Application Checklist

In general, the documentation you will need includes:

  • Copy of Drivers License and Social Security Card
  • Current checking and savings Account – All Pages required
  • Income & Assets
  • Pay stubs for the last 30 days
  • Names and addresses of each employer (must cover two years)
  • Job titles for previous two years
  • W-2’s for previous 2 years
  • Tax returns for previous 2 years
  • Retirement Statements – All pages required

If you own more than 25% of a business:

  • Corporate or partnership tax returns for previous 2 years

If self-employed:

  • Tax returns for previous two years (with schedules)
  • A copy of business license
  • Year-to-Date Profit and Loss Statement prepared by an accountant if applicable

If you own rental property:

  • Tax returns for previous two years and current rental agreements

If you are retired:

  • Pension Award Letter

If you receive Social Security:

  • Social Security Award Letter

If you are counting child support as income:

  • Copy of divorce settlement to include Copy of Final Dissolution and Marital Settlement Agreement
  • Copy of previous 12 month bank statements to show proof of receiving alimony or child support payments

For any property you own:

  • Copy of mortgage statement, insurance, and property tax bill
  • Bankruptcy filed within last seven years (bring a copy of Bankruptcy papers and Discharge paper)
  • If you are not a citizen, a copy of the front and back of your green card


PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.